Loans · GOVERNMENT SUPPORT
CGSSD
Credit Guarantee Scheme for Subordinate Debt
A support mechanism intended for eligible stressed MSMEs exploring structured revival and subordinate-debt support.
AT A GLANCE
Key numbers
Maximum Sub-Debt
₹75 Lakh
Eligible Amount
15% of promoter stake
Guarantee Coverage
90%
Maximum Sub-Debt
₹75 Lakh
Eligible Amount
15% of promoter stake
Guarantee Coverage
90%
Promoter Contribution
10%
ELIGIBILITY
Who can explore this scheme?
Use these points as a first-level guide to understand whether the scheme may be relevant to your business or project.
Need help checking your fit?
Share your business context with us and we can help you understand the relevant preparation areas.
Discuss your requirement →Eligible MSME
The enterprise must satisfy the applicable scheme conditions.
Stressed Enterprise
The framework is intended for eligible stressed MSMEs requiring structured support.
Financial Review
The enterprise's financial position and proposed revival pathway need to be assessed.
SCHEME BENEFITS
What this pathway can offer.
These are the key areas of support associated with this programme. Actual benefits remain subject to applicable scheme rules and approval.
Supports eligible stressed MSMEs
Provides a structured revival-support pathway
Can assist in exploring subordinate-debt mechanisms
Encourages formal restructuring and revival planning
POTENTIAL BENEFICIARIES
Who this may be relevant for.
Eligible stressed MSMEs
Businesses exploring revival options
Promoters requiring structured financial assessment
MSMEs considering restructuring support
BEFORE YOU APPLY
Information you should have ready.
Enterprise information
Financial statements
Outstanding debt information
Business performance information
Revival/restructuring information
MARKET DECODE SUPPORT
We help you prepare before you apply.
The right scheme is only the starting point. We help founders and businesses organise the information, documentation and preparation required to move towards the application process.
Advisory support, not an approval promise.
Our role is to help you prepare. Final eligibility, approval, sanction and disbursement remain outside Market Decode's control.
Business Assessment
We help organise the information required to understand the business position.
Financial Documentation
We assist with organising relevant financial information.
Support Pathway
We help you understand the preparation required before approaching the relevant institution.
APPLICATION JOURNEY
From understanding the scheme to moving forward.
Assess
Review the enterprise's financial and operational position.
Plan
Develop a clearer understanding of the proposed revival pathway.
Prepare
Organise financial and supporting documentation.
Lender Review
The relevant financial institution evaluates the proposal.
IMPORTANT GUIDANCE
Guidance and preparation support — not an approval guarantee.
Market Decode provides advisory, documentation, financial-preparation and application-readiness support. We do not approve, sanction or disburse government benefits, subsidies or loans. Final eligibility, scrutiny, approval, sanction and disbursement are solely determined by the relevant government authority, bank, lender or participating institution. Our support does not guarantee eligibility, approval, subsidy, loan sanction or funding.
READY TO EXPLORE THIS PATHWAY?
Let's understand whether this scheme fits your business.
Share your business context with Market Decode and start with a conversation about eligibility, preparation and the next steps.