Loans · GOVERNMENT SUPPORT
Mudra Loan
Pradhan Mantri MUDRA Yojana
A lending initiative intended to support eligible non-corporate, non-farm small and micro enterprises with business credit.
AT A GLANCE
Key numbers
Maximum Loan
₹20 Lakh
Collateral
Not required
Tarun Plus
₹10–20 Lakh
Maximum Loan
₹20 Lakh
Collateral
Not required
Tarun Plus
₹10–20 Lakh
Processing Time
Lender dependent
ELIGIBILITY
Who can explore this scheme?
Use these points as a first-level guide to understand whether the scheme may be relevant to your business or project.
Need help checking your fit?
Share your business context with us and we can help you understand the relevant preparation areas.
Discuss your requirement →Small Businesses
Designed for eligible small and micro businesses requiring business credit.
Eligible Activity
The business activity must fall within the applicable programme framework.
Credit Requirement
The applicant should have a defined business-related credit requirement.
Lender Assessment
Final credit assessment remains with the participating lender.
SCHEME BENEFITS
What this pathway can offer.
These are the key areas of support associated with this programme. Actual benefits remain subject to applicable scheme rules and approval.
Access to formal business credit
Designed for small and micro enterprises
Applicable to eligible non-farm business activities
Supports business expansion and working-capital requirements where applicable
Structured through participating lending institutions
POTENTIAL BENEFICIARIES
Who this may be relevant for.
Small businesses
Micro-enterprises
Entrepreneurs requiring business credit
Eligible non-farm business operators
BEFORE YOU APPLY
Information you should have ready.
Business and promoter information
Identity and address documents
Business activity details
Funding requirement
Financial and banking information
Additional documents requested by the lender
MARKET DECODE SUPPORT
We help you prepare before you apply.
The right scheme is only the starting point. We help founders and businesses organise the information, documentation and preparation required to move towards the application process.
Advisory support, not an approval promise.
Our role is to help you prepare. Final eligibility, approval, sanction and disbursement remain outside Market Decode's control.
Credit Requirement Mapping
We help clarify your business funding requirement before you approach a lender.
Business Plan Support
We help organise the business information supporting your funding requirement.
Documentation
We help organise the relevant application documentation.
Application Readiness
We help you prepare before approaching the applicable lender.
APPLICATION JOURNEY
From understanding the scheme to moving forward.
Assess
Understand your credit requirement and whether the programme is relevant.
Prepare
Organise business, financial and supporting information.
Apply
Submit the proposal through the applicable lending channel.
Lender Review
The lender evaluates eligibility, creditworthiness and documentation.
IMPORTANT GUIDANCE
Guidance and preparation support — not an approval guarantee.
Market Decode provides advisory, documentation, financial-preparation and application-readiness support. We do not approve, sanction or disburse government benefits, subsidies or loans. Final eligibility, scrutiny, approval, sanction and disbursement are solely determined by the relevant government authority, bank, lender or participating institution. Our support does not guarantee eligibility, approval, subsidy, loan sanction or funding.
READY TO EXPLORE THIS PATHWAY?
Let's understand whether this scheme fits your business.
Share your business context with Market Decode and start with a conversation about eligibility, preparation and the next steps.