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Rural · GOVERNMENT SUPPORT

PM SVANidhi

PM Street Vendor’s AtmaNirbhar Nidhi

A working-capital support programme intended for eligible street vendors seeking formal access to business credit.

AT A GLANCE

Key numbers

01

1st Tranche

Up to ₹15,000

02

2nd Tranche

Up to ₹25,000

03

3rd Tranche

Up to ₹50,000

1st Tranche

Up to ₹15,000

2nd Tranche

Up to ₹25,000

3rd Tranche

Up to ₹50,000

Digital Cashback

Up to ₹1,600

ELIGIBILITY

Who can explore this scheme?

Use these points as a first-level guide to understand whether the scheme may be relevant to your business or project.

Need help checking your fit?

Share your business context with us and we can help you understand the relevant preparation areas.

Discuss your requirement →
01

Street Vendor

The applicant should fall within the applicable street-vendor eligibility framework.

02

Eligible Business

The vending activity must satisfy the relevant programme conditions.

03

Documentation

Applicants need to provide the documents and information required under the programme.

SCHEME BENEFITS

What this pathway can offer.

These are the key areas of support associated with this programme. Actual benefits remain subject to applicable scheme rules and approval.

01

Working-capital support for eligible street vendors

02

Encourages access to formal business credit

03

Supports continuity of small vending businesses

04

Can help eligible vendors build a formal credit history

POTENTIAL BENEFICIARIES

Who this may be relevant for.

Eligible street vendors

Small vending businesses

Informal businesses transitioning towards formal credit

Vendors seeking working-capital support

BEFORE YOU APPLY

Information you should have ready.

01

Vendor identification

02

Identity information

03

Address/location information

04

Business/vending details

05

Additional programme-specific documents

MARKET DECODE SUPPORT

We help you prepare before you apply.

The right scheme is only the starting point. We help founders and businesses organise the information, documentation and preparation required to move towards the application process.

Advisory support, not an approval promise.

Our role is to help you prepare. Final eligibility, approval, sanction and disbursement remain outside Market Decode's control.

01

Eligibility Guidance

We help you understand the relevant eligibility requirements.

02

Document Checklist

We help organise the information and documents required.

03

Application Readiness

We help prepare the information before you proceed with the application.

APPLICATION JOURNEY

From understanding the scheme to moving forward.

01

Eligibility

Understand whether the vendor profile meets the applicable criteria.

02

Documentation

Organise the required identity and business information.

03

Application

Proceed through the applicable application channel.

04

Review

The relevant authority or lending institution reviews the application.

!

IMPORTANT GUIDANCE

Guidance and preparation support — not an approval guarantee.

Market Decode provides advisory, documentation, financial-preparation and application-readiness support. We do not approve, sanction or disburse government benefits, subsidies or loans. Final eligibility, scrutiny, approval, sanction and disbursement are solely determined by the relevant government authority, bank, lender or participating institution. Our support does not guarantee eligibility, approval, subsidy, loan sanction or funding.

READY TO EXPLORE THIS PATHWAY?

Let's understand whether this scheme fits your business.

Share your business context with Market Decode and start with a conversation about eligibility, preparation and the next steps.