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Stand-Up India

Stand-Up India Scheme

A programme designed to facilitate bank lending for eligible greenfield enterprises.

AT A GLANCE

Key numbers

01

Loan Amount

₹10 Lakh–₹1 Crore

02

Repayment

Up to 7 years

03

Moratorium

Up to 18 months

Loan Amount

₹10 Lakh–₹1 Crore

Repayment

Up to 7 years

Moratorium

Up to 18 months

Own Contribution

Minimum 10%

ELIGIBILITY

Who can explore this scheme?

Use these points as a first-level guide to understand whether the scheme may be relevant to your business or project.

Need help checking your fit?

Share your business context with us and we can help you understand the relevant preparation areas.

Discuss your requirement →
01

Eligible Entrepreneurs

The scheme is intended for eligible women and SC/ST entrepreneurs.

02

Greenfield Enterprise

The proposed enterprise should meet the applicable greenfield requirements.

03

Business Proposal

The applicant should have a defined and viable business proposal.

04

Bank Assessment

Final lending decisions are made by the participating financial institution.

SCHEME BENEFITS

What this pathway can offer.

These are the key areas of support associated with this programme. Actual benefits remain subject to applicable scheme rules and approval.

01

Facilitates access to bank finance

02

Focused on eligible greenfield enterprises

03

Designed to encourage entrepreneurship

04

Supports eligible women and SC/ST entrepreneurs

05

Can support business establishment and expansion planning

POTENTIAL BENEFICIARIES

Who this may be relevant for.

Eligible women entrepreneurs

Eligible SC/ST entrepreneurs

Founders establishing greenfield enterprises

Entrepreneurs preparing a structured business proposal

BEFORE YOU APPLY

Information you should have ready.

01

Promoter identity information

02

Business/project details

03

Project report

04

Financial projections

05

Funding requirement

06

Documents requested by the bank

MARKET DECODE SUPPORT

We help you prepare before you apply.

The right scheme is only the starting point. We help founders and businesses organise the information, documentation and preparation required to move towards the application process.

Advisory support, not an approval promise.

Our role is to help you prepare. Final eligibility, approval, sanction and disbursement remain outside Market Decode's control.

01

Project Report

We help structure the project information required for lender discussions.

02

Financial Preparation

We assist with organising relevant financial information and projections.

03

Documentation

We help prepare and organise supporting documents.

04

Application Readiness

We help founders become better prepared before approaching the lender.

APPLICATION JOURNEY

From understanding the scheme to moving forward.

01

Eligibility

Review the entrepreneur and proposed enterprise against applicable conditions.

02

Project Preparation

Develop and organise the relevant project and financial information.

03

Bank Application

Submit the proposal through the applicable banking channel.

04

Bank Review

The participating bank evaluates the proposal and creditworthiness.

!

IMPORTANT GUIDANCE

Guidance and preparation support — not an approval guarantee.

Market Decode provides advisory, documentation, financial-preparation and application-readiness support. We do not approve, sanction or disburse government benefits, subsidies or loans. Final eligibility, scrutiny, approval, sanction and disbursement are solely determined by the relevant government authority, bank, lender or participating institution. Our support does not guarantee eligibility, approval, subsidy, loan sanction or funding.

READY TO EXPLORE THIS PATHWAY?

Let's understand whether this scheme fits your business.

Share your business context with Market Decode and start with a conversation about eligibility, preparation and the next steps.